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Accept Credit Cards

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Credit cards aren't just convenient -- they're also very safe because credit card companies don't hold customers liable for purchases made with lost or stolen cards. In fact, it's common for people to carry no cash at all when they leave their homes. So, the ability to accept credit cards is truly a requirement for any modern business.

How to Accept Credit Cards

What are the requirements of accepting credit cards? In general, your business needs to have one of the following to accept credit card payments:

Note: For accepting credit cards online and in a brick-and-mortar store simultaneously, you will need an online payment processor and one of the first three items in the above list.

What Is the Cost of Accepting Credit Card Payments?

In general, you can expect any payment processor to charge a fee of slightly under 3 percent of the transaction amount to process credit card payments. The additional fees, though, can vary greatly from one processor to another. When calculating how much you'll need to pay to accept credit cards, consider the following:

Ready to Get Started?

If you want your business to be a success, you'll need to accept credit cards. Ready to get started? Let us walk you through the process of accepting credit cards and avoiding the pitfalls that can eat into your profits. Click one of the guides above to learn more about accepting credit cards.